1 in 4 employed Americans would feel the financial pinch immediately without their paycheck.1 Don’t take the risk – call today to talk to one of the Disability Insurance representatives at USI Affinity about applying for this valuable and exclusive member benefit today!

Disability insurance can provide a monthly benefit of up to $10,000 per month. Benefits are generally tax free if you pay your own premiums with after-tax dollars. (Consult with your personal tax advisor for further information.) Plus, coverage remains even if you change jobs or your employee benefits package changes, subject to the provisions.

For more information, including features, costs, eligibility, renewability, limitations and exclusions, please download the above brochure or call our licensed representatives at 855-874-0816.

1The Council for Disability Awareness, “Overview,” 2019.



We have partnered with New York Life to provide these coverages at exclusively-negotiated rates. New York Life has received the highest financial strength ratings currently awarded to any U.S. life insurer from all four of the major credit rating agencies: A.M. Best (A++), Fitch Ratings (AAA), Standard & Poor's (AA+) and Moody's Investors Service (Aaa). *Source: Third Party Rating Reports (as of 10/15/2020). The ACBA’s member-only insurance program is underwritten by New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010 on Policy form GMR. New York Life Insurance Company is licensed/authorized to transact business in all of the 50 United States, the District of Columbia, Puerto Rico and Canada. However, not all group plans it underwrites are available in all jurisdictions. Please check the plan brochures for current availability. New York Life Insurance Company's state of domicile is New York, and NAIC ID # 66915.

Michigan Residents: I understand that I may use a producer/agent to assist me with the completion of this application at no cost to me.