Group Whole Life Insurance
Underwritten by MassMutual
USI Affinity has obtained a unique preferred Group Whole Life Insurance underwriting offer for members of the Allegheny County Bar Association.
Three Guarantees:
- Guaranteed death benefit
- Gruaranteed level premiums
- Guaranteed cash-value accumulation
Whole life insurance policies offer a combination of valuable tax advantages, including a generally income-tax-free death benefit, and tax-deferred cash-value growth.
Coverage Overview
Face Amount: Minimum $10,000 in increments of $5,000 up to Maximum $250,000 per enrollment. (Coverage is limited to a Lifetime Maximum of $1,000,000 and contains amounts from all certificates.)
Living Benefits Include with Permanent Life Coverage:
- Accelerated Death Benefit Provision for Terminal Illness or Chronic Illness (75% accelerated of benefit)
- Dividend Eligible Product
- Cash Value Accumulation
Dependent/Spouse Coverage
- Up to $25,000 coverage amount
- Spouse Certificates (Issue ages 18-60)
- Child/Grandchild Certificates (Issue ages 14 days – 26 years)
To begin your application, visit the
MassMutual Enrollment Website:
Questions & Answers
All active ACBA members residing in the United States, ages 18-75 years on certificate effective date
As an easy rule of thumb, experts recommend having life insurance that equals between 10 to 15 times your gross income. But many people need even more than that.* To get a more accurate idea of how much life insurance to buy, click here to schedule a life insurance consultation with one of our licensed insurance agents.
Unlike employer-based coverage, this insurance is portable—which means that if you change jobs, your coverage does not terminate. Access to this insurance is made possible through your Bar Association membership. Just maintain your membership to keep your coverage.
About MassMutual:
MassMutual provides comprehensive employee benefit solutions to help associations make insurance available to their members, including products designed specifically for their key executives. MassMutual is among the World’s Most Admired Companies by Fortune Magazine in the life/health insurance industry. MassMutual is the #2 whole life insurer in the United States.